Vacation Home: Buy vs Rent Calculator
Input Parameters
Ownership Costs
Home Purchase Price ($):
Furnishing Cost ($):
Annual Maintenance ($):
Annual Property Taxes ($):
Annual Insurance ($):
Annual Appreciation Rate (%):
Selling Commission (%):
Financing & Other Inputs
Mortgage Loan Rate (%):
Mortgage Term (Years):
Down Payment (%):
Opportunity Cost Rate (%):
Marginal Tax Bracket (%):
Capital Gains Tax Rate (%):
Comparison Period (Years):
Vacation Rental Costs
Now enter data to help compare the costs of renting instead of owning.
Nightly Rental Rate ($):
Vacation Days per Year:
Rental Income (if you rent out your vacation home)
Days Rented Out per Year:
Rental Rate per Night ($):
Calculate
Results
Recommendation
Year-by-Year Breakdown
Year
Owning Cost ($)
Renting Cost ($)
Net Cost Owning ($)
Net Cost Renting ($)
Summary
Break-Even Analysis
Calculation Details
Download Results as JSON